On land, the bear dominates. In water, the croc dominates. Neutral ground slightly favors the bear.
This is almost entirely environment-dependent. On land, the grizzly is faster, more mobile, and can use its paw swipes to devastating effect against the croc's relatively immobile body. In water, the croc's death roll and underwater maneuverability make it lethal.
On neutral ground (shallow water or riverbank), the fight is a genuine toss-up. The croc's ambush advantage and armored body contest the bear's mobility and striking power. In real life, bears and crocodilians occasionally encounter each other and the results are mixed โ usually both prefer to avoid the confrontation.
The bear's weight advantage (900 lbs vs ~700 lbs for a large croc, though saltwater crocs can reach 2,200) means this varies dramatically based on individual size.
The grizzly is more mobile on land, has devastating paw swipes that could flip the croc, and can target the croc's softer underbelly. Bears have been documented killing alligators by flipping them over.
The saltwater croc has the strongest bite in the animal kingdom and armor that resists the bear's claws. In any aquatic setting, the croc's death roll is devastating and the bear loses all mobility advantage.
Slightly favors the grizzly on land or neutral ground, heavily favors the croc in water. We're giving a narrow edge to the bear because more realistic encounter scenarios happen on land or shallow water where the bear's mobility is decisive.
Grizzly Bear also fights
Saltwater Crocodile also fights